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Fire & Water - Cleanup & Restoration

Mitigate Water Damage During a Flood Claim

8/11/2020 (Permalink)

Air movers drying affected area Storm damage in Edmond, OK

Mitigate Water Damage During a Flood Claim

Floods can be devastating, which is why it is vital to have flood insurance if your Edmond, OK, home is in an area in which they frequently happen. When one happens, homeowners need to make the necessary calls to submit a claim and get the cleanup process started. Unfortunately, if flooding isn’t just in your home, it could mean that adjusters have been inundated with claims. While waiting for the inspection and to get the water damage and restoration process going, preventing further problems also needs to be considered.

Secondary Damage

Flood damage doesn’t just mean water-logged belongings. It could potentially mean that harmful black water has entered the home or open your home up to other potential issues. If it is safe to enter the home, it is important to mitigate issues that you are able to.

Remove Water – If the flood insurance provider gives the go-ahead, removing excess water and beginning the dry-out process is the best way to minimize damage.
Mold Mitigation – A flood often presents the ideal environment for mold to grow. Removing saturated items within 48 hours can prevent mold damage from happening.
Secure the Home – If any windows were broken or the storm caused roof damage, it is important to put temporary coverings up to prevent damage from spreading or new damage from happening.

Document Everything
From the onset of the process and anything you do before the adjuster arrives, document everything. Take pictures or video of every aspect of the home from flooded carpets to ruined pictures. Before making any temporary repairs, take pictures of the before and after to ensure the insurance company has clear documentation of the damage.
While flood insurance is vital for many homeowners, there can be a delay in getting the restoration process going. Doing what you can and ensuring the damage is documented can minimize the damage and help the claim go more smoothly.

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